Speaker. Branding Expert. World Real Estate & Mortgage Leader
~ Forbes Real Estate Council member since 2019
Ralph DiBugnara is a nationally recognized real estate expert who serves as President of Home Qualified – the digital resource for buyers, sellers and real estate agents driving today’s millennial market; and Vice President at Cardinal Financial, a nationally recognized mortgage loan company behind $28 billions of closed loans. A frequent industry commentator, Ralph is considered one of the leading voices across the next big trends in real estate.
Ralph grew up in Brooklyn, New York among humble surroundings. His experience growing up in a blue-collar background, learning from a father working multiple jobs to put food on the table, built his foundational belief that hard work can overcome any obstacle. Through his experiences in work and life, Ralph believes the most important tool anyone can have, is mindset.
An entrepreneur at heart – Ralph builds businesses and advises individuals to create wealth through real estate, personal branding and their own business ventures. As one of the most successful personalities in the highly competitive real estate industry, Ralph aims to use and apply his story to help others in real estate achieve their own success.
Helping millennials navigate the property market with a laser focus on the trends of the 21st century real estate game.
Real Estate Investor & Advisor
President of Home Qualified, the digital resource for the buyers, sellers and real estate agents driving today’s millennial market.
A radically innovative thinker applying relentless and ferocious strategies to unlock more financing options for smarter investing.
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Ralph is an internationally recognized commentator and influencer on the millennial real estate market
Is Becoming A Virtual Sales Expert Necessary For Today’s Real Estate Agents?
The emergence of Covid-19 pushed real estate agents into the great unknown of what home sales would look like for 2020. But by now, houses are selling at a faster rate than they did last year
Ralph DiBugnara’s Exciting 2021 Brings a New Docuseries, Leadership Academy for Underserved Youth in Need
Many face adversity, and many overcome it to become successful. Ralph DiBugnara is no different. He acknowledges that his story is not unique and yet,
Ralph Is Featured in
Real Estate Entrepreneur
Motivated to break the generational struggle, Ralph DiBugnara overcame many challenges to get where he is today. Now, a leading mortgage banker and real estate guru, Ralph uses the experiences of his life alongside his industry knowledge to support the next generation of property investors to leverage their own success in the industry.
Career loans closed totalling…
On September 15, 2008, the subprime mortgage industry collapsed, Lehman Brothers filed for bankruptcy, and Ralph’s mortgage business faced imminent closure. Through the belief that success is never a straight line, Ralph embraced the need to improvise and adapt, emerging from the chaos and rebuilding both his business and his personal brand.
“I am always prepared to weather the storm. My business survived through the 2008 financial crisis while most other companies closed their doors. This made one thing clear, that I and my team know how to effectively operate through stormy waters – and in the real estate industry, this is a must,”
Driven to use his past failures and current success to empower others, Ralph is redefining the role of the banker in today’s buyer-centric real estate market.
What is Home Qualified?
Whether you’re a first time homebuyer or looking to buy your next home, making the right choices is the difference between growing wealth…or losing it.
Home Qualified is the 100% free all-in-one digital resource for buyers, sellers and real estate agents looking for support, guidance and financial assistance.
As President of Home Qualified, Ralph is at the forefront of leadership for today’s millennial real estate investors. With special programs for first time homebuyers and special discounts available up front, the entire home buying process is made simple and attainable.
You’ve dreamt of finding the perfect house. Home Qualified pulls that dream into reality.
Career loan closures totalling
Personal real estate portfolio in excess
Expected to close 3 billion in 2021
“Ralph is one of the leading figures in the real estate industry for a reason. The practical value he’s offering is off the charts whether you’re looking to nail down property #1 or property #100. If you’ve got a plan to buy or sell, you’ll find what you’re looking for with Ralph”
“Where most thought leaders and advisors offer surface-level filler, Ralph stands out in a way others don’t. His high IQ for the millennial market gives cross-generational support. Following Ralph’s advice is how you pull ahead”
“Real estate is seeing a tectonic shift on the back of the GFC through to COVID-19. Ralph has responded by starting a movement to inspire and educate real estate investors at every level, experience and background. His community is leading the revolution and it’s a train you’ll want to board early”