RALPH’S PRESS

14 first-time homebuyer mistakes to avoid

Buying your first home comes with many big decisions, and it can be as scary as it is exciting. It’s easy to get swept up in the whirlwind of home shopping and make mistakes that could leave you with buyer’s remorse later. If this is your first rodeo as a homebuyer —...

20 Insider Tips To Save Money on Every Part of Your Home

The expenses that come with buying, renovating, and decorating a home can add up, but fortunately, there are ways to save money every step of the way. GOBankingRates asked real estate insiders for their best tips on how to save money on every part of your home, and...

Should you get a joint mortgage?

If you’re concerned you might not qualify for (or be able to afford) a mortgage, you can consider teaming up with one or more other parties to get a joint mortgage. Here, learn what’s involved in a joint mortgage, how to qualify for one, which credit score is used and...

Disruptor Diary: “I Made It”

There is no such thing as "making it," or being a "true success." It is a constant battle we will fight to sustain even after we get to a high-income level. Every day we can be replaced, brought down, or forgotten. It’s on us to continue to improve and want more for...

Disruptor Diary: Being Humble

Being humble is not being weak and/or a pushover. It takes humility to know we aren't the best and there is more work to do. Understanding who we are and the process is humbling. There are always more levels to what we are trying to do. Think about how you feel now...

Disruptor Diary: Easy is Our Enemy

Things that are easy for us to accomplish are a bigger deterrent to our growth than anything else. Easy doesn’t push back or disagree with us. Easy lets us by without a fight. An easy workout, an easy challenge, an easy assignment. I can almost guarantee none of these...

How to make a cash offer on a house — with or without cash

Cash is king for many sellers today If you’re hunting for a house today, chances are you’ll be competing with other buyers for the same property. Making a cash offer is often a great way to improve your odds in a bidding war. And today, there are even companies that...