RALPH’S PRESS

Your credit score might be the most important number you need to buy a house. Find out how to fix your credit to get the best mortgage possible. READ MORE

Mortgage rates have ticked down slightly in the past few days, though they still remain above 5%. READ MORE

A piggyback loan comes with many benefits, but make sure you can afford the additional closing costs that come with it If you're making a small down payment on your home, a piggyback loan might help you avoid some extra costs on your mortgage. However, these types of...

Mortgage rates are ticking up slowly from 5%, reaching an average rate of 5.3% this week. The last time rates were this high was in 2009. When rates increase, home shoppers' buying power decreases. READ MORE

By Ralph DiBugnara, President and Founder of Home Qualified, a web series and digital resource for homeowners, buyers and sellers that addresses contemporary trends within the current real estate landscape. The real estate landscape is facing conditions that are...

Mortgage rates have hovered above 5% for several weeks now. As inflation remains an issue and the Federal Reserve works to get a handle on rapid price growth, rates will likely remain elevated. READ MORE

Homebuyers are currently contending with the highest mortgage rates in nearly 13 years. Even after hitting 5%, mortgage rates are continuing to tick up. Last week, the average 30-year fixed weekly rate clocked in at 5.27%. READ MORE

Mortgage rates continue to hover just above 5%. As inflation remains elevated and the Federal Reserve tightens monetary policy in response, rates aren't likely to decrease any time soon. READ MORE

The average 30-year fixed mortgage rate just rose to 5.27% — a 13-year high, according to Freddie Mac. READ MORE

The Federal Reserve announced Wednesday that it will raise the federal funds rate by 0.5% and reduce its balance sheet as part of its mission to get inflation under control. This half-point increase is the Fed's largest hike since 2000. READ MORE