RALPH’S PRESS

The third quarter of the year has brought a few surprises to the housing market so far, including a slight dip in mortgage rates and signs of falling home sales. But the near-term future looks relatively predictable to many experts, who foresee slightly lower or...

The dog days of summer have arrived, but what’s really got Americans barking up in protest isn’t the sweltering heat; it’s doggone inflation, and for borrowers, higher interest rates to go with it. Last week, the Federal Reserve hiked the federal funds rate by 75...

To get a home equity loan with bad credit, you’ll likely have to have a low debt-to-income ratio (DTI), a high income and at least 15 percent equity in your home. Having poor credit means you might face a tougher time borrowing money, but it’s not impossible to...

For many people, buying a home is the biggest purchase they'll ever make because it is both a financial and an emotional decision, said Kevin Bazazzadeh, real estate investor and founder of Brilliant Day Homes. Different ages and stages of life may bring different...

Adjustable-rate mortgages (ARMs) are making a comeback, but whether or not they make sense for you depends on how much risk you can handle. READ MORE

Expect to see some areas of the housing market cool more than others amid higher mortgage rates and a slowing economy, says one expert. READ MORE

The number of Americans who moved in 2021 increased 20 percent, North American Van Lines reports, and many chose to relocate to a different out-of-state market for a cheaper cost of living. Relocating due to affordability concerns can make a lot of financial sense,...

While home prices are still more than 20 percent higher today than a year ago, the question on buyers’ and sellers’ minds has turned to what’s next: Will the market slow down and, if so, will it happen anytime soon? READ MORE

Home prices have remained stubbornly elevated this year even amidst high lending rates and falling real estate demand. Consequently, housing market price predictions are in focus for many investors and would-be home buyers. READ MORE

House hunting used to be so much easier. For years, buyers looking for a new home were buoyed by low interest rates, a range of flexible options for mortgages, and a wide variety of housing from which to choose. READ MORE