RALPH’S PRESS

Ralph DiBugnara, is president and founder of Home Qualified, a digital resource for buyers, sellers and real estate agents. Ralph is also VP at Cardinal Financial, a national mortgage loan company behind $28 billion of closed loans. What has been the biggest challenge...

Real estate is a highly competitive and fast-paced industry. It attracts and connects people from global industries, so how does one stand out and change the game? As a leader in real estate, you need a strong foundation of hard work, determination, cool confidence...

With mortgage interest rates at historical lows in recent months, homes are flying off the market and millions of Americans are becoming first-time homeowners. For most, their home will be the most valuable asset in their total net worth, but while a home is generally...

Plan to buy a house in 2022? The good news is that conditions won’t rapidly get out of control the way they did last year. The bad news is that supply remains tight and prices are still on an upswing — and the likelihood of higher mortgage rates looms on the horizon....

The expenses that come with buying, renovating and decorating a home can add up, but fortunately, there are ways to save money every step of the way. GOBankingRates asked real estate insiders for their best tips on how to save money on every part of your home, and...

Private equity powerhouse Blackstone recently poured $6 billion dollars into one of the biggest bets on suburbia in recent history. In July of 2021, Blackstone purchased America’s largest rent-to-buy (RTB) company, Home Partners, which owns 17,000 houses across the...

To get a home equity loan with bad credit, you’ll likely have to have a low debt-to-income ratio (DTI), a high income and at least 15 percent equity in your home. Having poor credit means you might face a tougher time borrowing money, but it’s not impossible to...

Ralph DiBugnara is a successful serial entrepreneur and real estate expert. He holds the prestigious roles of President of Home Qualified, a digital resource for buyers and sellers, and Vice President at Cardinal Financial, a nationally recognized mortgage loan...

A cash-out refinance allows you to borrow from your home equity, which is the difference between your current mortgage balance and the total value of your home. For example, if your home is worth $200,000 and your current mortgage balance is $150,000, you have $50,000...

The 2021 housing market was a double-edged sword for home shoppers. Low rates and increased flexibility with working from home put many first-time buyers on the map. But limited inventory and skyrocketing prices made housing harder to come by. READ MORE