RALPH’S PRESS

Unless you’re a house flipper, property ownership is usually associated with a long-term commitment. But, as the COVID-19 pandemic has shown, priorities can change and that can impact what we need and want from our housing. READ MORE

If your only experience investing in property involves paying your home’s monthly mortgage, you might want to consider expanding your real estate portfolio. In fact, there are a number of ways to make money through real estate, and not all of them require taking out a...

For many homeowners, it’s worth refinancing to save $100 a month. Whether that’s true for you depends on a number of factors. Do you need the extra wiggle room in your budget? Will you stay in the home long enough to “break even” with the cost of refinancing? Or can...

Joining forces with others for a common cause can lead to better outcomes than going it alone. Case in point: buying a house, especially if you have a low credit score, limited credit history, or limited income. Getting another co-borrower or co-signer to join you in...

As home prices continue to climb, buying a home for the first time might seem like an unattainable goal. With planning and discipline, though, that goal might not be as unreachable as you think. Here are some smart money moves and home-buying tips you can make today...

You’ve got your mind set on buying a home. Maybe you’re playing a long game, slowly but steadily building up that “down payment” savings fund. Or perhaps you’re hoping to be moved in and settled by the start of the new year. Wherever you are in your homebuying...

A good relationship with a tenant can mean the prevention of problems down the line. However, the opposite is also true. If you have a poor relationship with your tenant(s), you can face overwhelming trouble as they navigate their agreement with you. While you don’t...

If you’re nearing the end of the initial term on your adjustable-rate mortgage (ARM), you might be wondering if now is a good time to refinance, and whether you should switch to a fixed rate. Despite low mortgage rates, the majority of homeowners haven’t refinanced,...

In a blog post titled Warren and Me published on his Gates Notes blog, the founder of Microsoft Bill Gates shared a couple of sentences that serve as an intro to one of the world’s most interesting friendships and mentorships. “In 1991, my mom said she wanted to...

Social media platforms are being overrun by wannabe influencers chasing status and wealth, and everyone wants to be like them—to live in a society engulfed in bling, cash, ego, and status. As per Ralph DiBugnara, that is one of the reasons why people have lost their...