RALPH’S PRESS

15 Types Of Real Estate Agents Every Buyer And Seller Should Avoid

House or apartment hunting can be a fun and exciting prospect. While the qualities you want in your new space may be obvious—like a wood-burning stove, a fenced-in yard or a spacious master bedroom—qualities to look for (or more importantly, avoid) in a real estate...

Mortgage rate forecast for June 2021: Expect rates to creep up

With the CDC recently revising its guidelines on mask-wearing for fully vaccinated Americans, many are hopeful that the worst of the coronavirus is behind us. Mortgage seekers have benefitted from recent dips in the 30-year benchmark fixed mortgage rate, including a...

Disruptor Diary: My Super Power is Showing Up 

When I’ve been in pain, without food, broke, sick, stressed, or emotionally not present, I stilled showed up. I showed up for work, for my family, for my friends, for events, for the gym, and for myself. I took responsibility, even when I wasn’t ready because I was in...

Disruptor Diary: Time Value > Money Value 

Money, whether given or earned, has a definitive value. Time & effort have an infinite value. We all only have 24 hours in a day and 365 days in a year. We can always make more money but we will never get back our time. If I give someone my time, it is giving them...

Disruptor Diary: Losses are the Path to Greatness

I’ve succeeded at some things in my life, and, when I look back at my wins, they never really resonated with me. It is the process it took to win those awards or trophies I think of. When I look back on it, I remember the early mornings, the long, dark nights. I...

Disruptor Diary: Our Own Race

We All Have Our Own Race to Run. Everyone is running a race every day. A race to be better. A better person, a better partner, a better parent, a better self. Why don’t we run that race to win? We are going to be running anyway. It makes no sense to not try and be...

Be Irrationally Confident for You

Most people who reach high levels of greatness have what is perceived as a completely irrational belief in themselves. To reach great heights, we have to back ourselves and believe even when the norms of society or our business say it’s impossible. This confidence...

Disruptor Diary: FAILING IS THE GREATEST ASSET

Failing is the greatest asset to the foundation of success. I believe the greatest skill we can develop is learning to fail but not quit. Everyone fails, everyone loses, but it’s what you do next that counts most. Failing and coming back has given me my greatest...