RALPH’S PRESS

Today’s home buyers face plenty of obstacles. You might be worried about buying a house with low income or saving for a down payment. Maybe your credit score isn’t perfect. If you’re dealing with any of these roadblocks, a Freddie Mac Home Possible loan could be the...

Buying your first home comes with many big decisions, and it can be as scary as it is exciting. It’s easy to get swept up in the whirlwind of home shopping and make mistakes that could leave you with buyer’s remorse later. If this is your first rodeo as a homebuyer —...

Autumn means flying pigskins, falling leaves and dropping temperatures, but don’t hold your breath for mortgage rates to drop much further in the weeks ahead. Those in the know expect rates to stay flat in the short term before possibly creeping higher as we close out...

As the Covid-19 pandemic continues, so does the debate of whether companies should move to a permanent remote work model. According to Pew Research, 71% of American workers worked from home in 2020, with 54% of them saying they hope to continue to work from home after...

The expenses that come with buying, renovating, and decorating a home can add up, but fortunately, there are ways to save money every step of the way. GOBankingRates asked real estate insiders for their best tips on how to save money on every part of your home, and...

If you’re concerned you might not qualify for (or be able to afford) a mortgage, you can consider teaming up with one or more other parties to get a joint mortgage. Here, learn what’s involved in a joint mortgage, how to qualify for one, which credit score is used and...

There is no such thing as "making it," or being a "true success." It is a constant battle we will fight to sustain even after we get to a high-income level. Every day we can be replaced, brought down, or forgotten. It’s on us to continue to improve and want more for...

Being humble is not being weak and/or a pushover. It takes humility to know we aren't the best and there is more work to do. Understanding who we are and the process is humbling. There are always more levels to what we are trying to do. Think about how you feel now...

Things that are easy for us to accomplish are a bigger deterrent to our growth than anything else. Easy doesn’t push back or disagree with us. Easy lets us by without a fight. An easy workout, an easy challenge, an easy assignment. I can almost guarantee none of these...

No one is immune to the good feeling that washes over you when someone admires your work or you unlock a success milestone. According to Ralph DiBugnara, this is a natural reaction to achievement. However, the problem arises when the ego-boost misfires and fills you...