RALPH’S PRESS

Good news, house hunters: Home prices have started to cool. Prices are still rising, but annual home price appreciation slowed from April to June, with June marking the strongest single-month deceleration in home price growth ever, according to Black Knight, a...

When listing a home on the market, the amount of money you’ll ultimately pocket from the sale is often top of mind. The money a home seller keeps after all fees, commissions, closing costs and other expenses have been paid is referred to as net proceeds. READ MORE

The average rate on 30-year mortgages slipped to 5.55 percent this week, down from 5.59 percent the previous week and hitting a four-week low, according to Bankrate’s national survey of large lenders. READ MORE

The third quarter of the year has brought a few surprises to the housing market so far, including a slight dip in mortgage rates and signs of falling home sales. But the near-term future looks relatively predictable to many experts, who foresee slightly lower or...

The dog days of summer have arrived, but what’s really got Americans barking up in protest isn’t the sweltering heat; it’s doggone inflation, and for borrowers, higher interest rates to go with it. Last week, the Federal Reserve hiked the federal funds rate by 75...

To get a home equity loan with bad credit, you’ll likely have to have a low debt-to-income ratio (DTI), a high income and at least 15 percent equity in your home. Having poor credit means you might face a tougher time borrowing money, but it’s not impossible to...

For many people, buying a home is the biggest purchase they'll ever make because it is both a financial and an emotional decision, said Kevin Bazazzadeh, real estate investor and founder of Brilliant Day Homes. Different ages and stages of life may bring different...

Adjustable-rate mortgages (ARMs) are making a comeback, but whether or not they make sense for you depends on how much risk you can handle. READ MORE

Expect to see some areas of the housing market cool more than others amid higher mortgage rates and a slowing economy, says one expert. READ MORE

The number of Americans who moved in 2021 increased 20 percent, North American Van Lines reports, and many chose to relocate to a different out-of-state market for a cheaper cost of living. Relocating due to affordability concerns can make a lot of financial sense,...